Role of Regulations in Microfinance – Part I
Credit: http://pixabay.com

We know that the traditional financial sector works within a well-defined regulatory framework (despite which, the financial markets are struggling to perform well after the sub-prime mortgage crisis – but…

Fighting Climate Change with Green Microfinance Tools
Credit: CGAP

Green micro finance has already been ascertained as being crucial for the safety and prosperity of the poor and we’ve previously written about different characteristics of these lending agencies that…

Halloween Decor Ideas and History
Old Halloween Costumes From Between the 1900's to 1920's (10)

Halloween’s almost round the corner (31st of October) so we thought we would do a small feature on the spookiest occasion of the year. Before we jump into design and…

Financial Institutions and Damage Control in Natural Disasters
Houses that incorporate corrugated sheets, like this one in Bangladesh, are more resistant to natural disasters – Grameen Foundation

The world is regularly faced with natural disasters and while civil, military and private donor institutions do their best to help with damage prevention and control, there is now an…

Personal Finance Blog Carnival – Yakezie

We have the pleasure of hosting this week’s Yakezie Carnival, which is brought to you to by the network of personal finance bloggers of the Yakezie. You submitted your articles…

Why Green Microfinance Matters to the Poor
Credit: sierraclub.typepad.com

Green finance is the use of ‘service conditions and incentives’ to encourage the sustainable use of resources by the poor (when talking in the context of micro finance). Its purpose…

6 Ethical Concerns in Micro Finance: Not as Simple as it Looks
Credit: grinningplanet.com

Offering financial services to the poor, or low income groups, is not an new idea, but the micro finance credit model is certainly unique because it allows capitalism in a…

Credit Bureaus – Risk Assessment Features and Pitfalls
...in the absence of decent credit bureaus...Source: ccparkcity.com

We’ve discussed the idea of credit scores before on this blog – innovations in the way credit bureaus work as well as how to improve your credit score without taking…

Aggressive Loan Recovery Practices – Who Gets the Blame?
Credit: loansharkfunding.net

Financial institutions are notorious for using extreme loan recovery practices, regardless of whether the borrower is in the position to pay back the loan or not. Thousands of borrowers/debtors get…

Over Supply Of Credit – Structural Problem In The Base Of The Economy
Credit: cheezburger.com

While everyone emphasizes the importance of outreach in any financial service offered to the poor, they often overlook the negative implications of excess supply of such tools, such as micro…

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