4 Ways to Save Money on Real Estate

Over the last few weeks we have covered numerous ways and reasons to save money in a post-series and today we look at the last batch of money-saving tips in the real estate department. 1. Find a low-rent apartment or housing unit Shelter is a basic human need and depending on where you live, rent… Read More »

10 Reasons to Start Saving Your Money

Saving money is the antithesis to consumerism, I believe. Consumerism says ‘Spend! Buy more! Own more!’ all at the expense of personal debt, which is now such an acceptable part of our financial lives. We are so used to the credit card culture (or should I say, debt culture) and so snug within the throes… Read More »

6 Ways to Reduce Your Entertainment Expenses

Who say’s you need money to enjoy life? Lots of people do, to be honest, but that statement is simply not true. Of course, we’ve all heard people go on about finding happiness in immaterialism, if that’s a thing, but that’s a whole new level of frugality – that’s beyond frugality and that’s not our… Read More »

7 Ways to Cut Your Medical Bill – Frugal Health Management

Medical expenses are one of the biggest unforeseen expenses for both individuals and families, who may quickly see their personal savings deplete if they do not have a sufficient insurance policy in place. We generally assume that medical bills will barge in through the front door as we become senior citizens but the sad fact… Read More »

The Yakezie Challenge Begins!

I am very excited to announce that this blog is taking part in the Yakezie Challange, which is a popular program that personal financial bloggers all over the world take part in. The requirement of the challenge is to reduce my blog’s Alexa rankings to below 200,000 in 6 months, which is a pretty tall… Read More »

5 Ways to Reduce Your Utility Bills

“You got bills, you need to pay, so you’re gonna work, work, work, everyday…” Utility bills and associated costs are generally considered overhead expenses, or fixed costs, as per economic theory because they are not dependent on the output a business. For example, a factory that manufactures car engines will pretty much have the same… Read More »

7 Financial Decision and Tools for Saving Money

There are numerous ways to save money, and these can be divided into groups, such as different ways of saving money on groceries, shopping trips, utility bills or entertainment. Today we talk specifically about saving money using financial tools. This phrase sounds a bit technical, but all it covers are different ways you can use… Read More »

8 Ways to Reduce Your Food Expenses and Save Money

As you already know, there are hundreds of ways you can save money while staying true to the spirit of frugality and without converting to a miserly lifestyle. Last week we talked about different ways you can save money while actually trying to spend it! That’s right; we shared 8 ways to save money while… Read More »

9 Ways to Save Money On Shopping Trips

The title of this post may seem like an oxymoron at first. ‘How can I save money while I spend it?’ you ask. The answer is simply by having an eye for money-saving deals and using these wallet-friendly tips to help you save each cent, or penny, or dollar. 1. Use discounts coupons to save… Read More »

5 Emotional Tools For Reducing Debt – Fight The Credit Urge

Getting debt free isn’t as difficult as it’s made out to be. Half the battle is keeping your wits about you and a positive attitude, all nurtured by a frugal lifestyle. We have already discussed 8 reasons for you to say no to credit, and today we share some simple tips, or as we like… Read More »